Ski Insurance - Post Office vs. Travel Insurance Direct

The Post Office provide winter sports travel insurance along with standard travel insurance. The question is how their prices compare for the winter sports they offer against their competitors.

Ski Travel Insurance

The basic specifications of the winter sports insurance are as follows

* Period of Travel: 6 - 9 Days
* Cover Type: Ski/Winter sports trip insurance
* Travellers: 2 Adults aged 18-64 years

Travel Insurance Direct Ski Insurance Price - £48.00

Post Office Ski Insurance Price - £80.00

The ski insurance cover from the Post Office is considerably more expensive than Travel Insurance specialist Travel Insurance Direct, but does the skiing cover from the Post Office give you better, more comprehensive cover?

All prices are up to the upper ceiling of cover

Cancellation and curtailment
Post Office: £5,000 - Travel Insurance Direct: £3,000

Delayed departure
Post Office: £300 - Travel Insurance Direct: £300

Missed departure -
Post Office: £1,000 - Travel Insurance Direct: £800

Medical, Emergency and associated expenses
Post Office: £10,000,000 - Travel Insurance Direct: £10,000,000

Personal accident
Post Office: £30,000 - Travel Insurance Direct: £20,000

The Post Office has a slightly stronger set of standard cover in place although importantly, probably the most important cover being Medical, Emergency and associated expenses being exactly the same at £10,000,000. The ski insurance cover available from Travel Insurance Direct is comprehensive and covers all of the basic options which you should be looking to gain from adequate Ski Insurance. With Ski Insurance from Travel Insurance Direct costing £32 less, you have to budget in the long-term that if things go wrong whilst you are away does the cheaper ski insurance cover you for all that you will require.


Written by MrCrip on October 1st, 2007 with no comments.
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